Fundamental Of Credit II

Sound lending procedures in financial institutions involve identifying high-risk loan applicants, varying lending conditions and monitoring repayments.

...

  4.7 (993 ratings)      students enrolled

By: Elearninga-z        Course Category: FINANCIAL SERVICES

About This Course

  Published 2016/05/21     English

Sound lending procedures in financial institutions involve identifying high-risk loan applicants, varying lending conditions and monitoring repayments.

Among the various risks encountered within the financial system, Credit Risk seems to be a major concern for financial institutions; this is as a result of its grave impact on its financials. A recent statistics by World Bank indicated a 73.3 percent rise in the percentage of non-performing loans to gross loans of Nigerian financial institutions between 2014 and 2015.

Also important in this regard is the need to strike a reasonable balance between liquidity and profitability.

This course offers you an opportunity to develop a general framework for assessing business risks over a wide range of company types and business sectors. You will be able to understand and correctly use the basic tools of credit risk management, both from a theoretical a practical view point while complying with stringent regulatory requirements.

At the end of this course, you will be able to:

  • Assess various industries risk factor with specific analytical tools and analyse various business risk drivers
  • Adopt the risk management framework in managing and mitigating risk factor
  • Identify the importance of a credit policy manual and the necessary make-up of the manual

Recognise specific dynamics in structuring a facility as well as identify Early Warning Signals (EWS) to aid decision making

This course has been broken into bit sizes for your better comprehension.

  • Course 1Analysing Business Environment and Risks
  • Course 2The Credit Analysis Process
  • Course 3Analysing Loan Purposes
  • Course 4: Structuring your Credit

Related Courses